Debt consolidating home mortgages
Marcus is owned and operated by Goldman Sachs, so there’s a well-known bank behind the name.Marcus is available in all states, except Maryland.Another area where So Fi stands out is the supplementary perks and benefits of being a So Fi member.So Fi offers free career development services to its members and regularly hosts member networking and social events in major cities throughout the United States.We think Marcus is another great choice for consolidating debt, especially if you’re looking to avoid fees.With Marcus, there are no origination, late, non-sufficient funds, returned payment or prepayment fees.If you take out a loan with So Fi, the company also provides unemployment protection.If you lose your job through no fault of your own, So Fi can suspend your monthly payments and provide job placement assistance during your forbearance period.
To qualify, we recommend applicants have a credit score of at least 660, a verifiable source of income and a reasonable debt-to-income ratio.We may be compensated through the issuer’s Affiliate Program.For a full list of our advertisers, see our disclosure page.If you make a late payment, for instance, you will only pay the extra interest that accrued during the period you were late.Another thing we like about the company is the payment deferral program.
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